12 Apps That Actually Pay You Real Money: #7 Is Shockingly Good!

In today’s digital world, making money from your phone is easier than ever. Whether you want fast money-making apps or apps that pay you real money instantly, we’ve got you covered. These apps have been tested, reviewed, and proven to be legit paying apps that deposit real cash straight into your PayPal, Cash App, or bank account.

Let’s dive in!

1. Mistplay (Android Only)

Imagine turning your gaming hobby into real cash, no gimmicks, no upfront investment. Mistplay rewards you just for playing games on your Android phone. The more you play, the more you earn. Sounds like a dream? Well, it’s 100% real!

What is Mistplay?

Mistplay is a real money-earning app designed for gamers who want to make money doing what they love. Unlike traditional game apps, Mistplay pays users with points every time they play. These points can be exchanged for PayPal cash, gift cards, or in-game rewards.

How to Join Mistplay

1. Download Mistplay (Android only).
2. Create an account and start browsing available games.
3. Play and earn, the longer you play, the more points you get!
4. Redeem points for real money or rewards.

Reward System & Payout Methods

Mistplay’s point system is simple:

• Play games: Earn points.
• Cash out points: Get rewards like PayPal cash, Amazon gift cards, or in-game credits.
• Earnings range: Typically, you can earn $0.50 to $5 per hour, depending on the game.
• Minimum payout: 1,500 points = $5 Amazon gift card (PayPal cashouts start at higher thresholds).
• No long waits: Most rewards are processed instantly or within 48 hours.

Who is Mistplay For?

• Gamers aged 18+ who love trying new games.
• Casual & hardcore players looking for an easy side hustle.
• Android users (iPhone users, sorry, Mistplay isn’t available for iOS).

Pro Tips to Maximize Earnings

• Play games with the highest points-per-minute ratio, some games pay way more than others!
• Stay active daily, Mistplay rewards consistent players with bonus points.
• Level up fast, games that require more engagement usually pay better.

If you’re already gaming on your phone, there’s no reason NOT to get paid for it. Mistplay is one of the best legit money-making apps for gamers, with zero investment required. While you won’t get rich overnight, it’s a fun, effortless way to earn some extra cash. So why not turn your gaming sessions into real rewards? It’s a win-win!

2. Lucktastic

Ever had that “what if I won the lottery?” moment? With Lucktastic, you don’t need to stand in line for a ticket, you can scratch & win real money directly from your phone. This real cash-earning app lets you test your luck with free digital scratch cards, giving you a shot at prizes ranging from a few bucks to a life-changing $1,000,000!

What is Lucktastic?

Lucktastic is a free-to-play lottery-style app where users can scratch virtual tickets daily to win real money, gift cards, or even big sweepstakes prizes like $1,000 to $1,000,000. It’s one of the most trusted legit money-making apps, with millions paid out to lucky winners.

How to Join Lucktastic

1. Download the Lucktastic app (available on iOS & Android).
2. Create an account, no deposit or purchase required!
3. Start scratching tickets daily for a chance to win.
4. Enter sweepstakes for even bigger cash prizes.

Reward System & Payout Methods

• Instant cash prizes: Win anywhere from $1 to $10,000 instantly!
• Big jackpots: Some players have won $1,000,000 through sweepstakes.
• Redeem earnings: Cash out via PayPal, check, or gift cards.
• Daily chances: New scratch cards available every 24 hours for free.

Who is Lucktastic For?

• Lottery & scratch card lovers who enjoy the thrill of instant wins.
• Players aged 18+ (U.S. residents only).
• Anyone looking for a no-risk way to win real cash!

Pro Tips to Maximize Earnings

• Log in daily, more scratch cards = more chances to win!
• Enter sweepstakes, they offer higher payouts than regular scratch cards.
• Watch bonus videos, earn extra entries and boosts for free.
• Follow Lucktastic on social media, sometimes they drop exclusive giveaways!

If you love the thrill of scratch cards, Lucktastic is a no-brainer. It’s completely free to play, offers real cash prizes, and has already made millionaires out of lucky winners. While there’s no guarantee you’ll hit the jackpot, the excitement of possibly winning big, without spending a dime, is what makes this app worth trying!

3. Rakuten (Formerly Ebates)

You’re already shopping online, why not get real cashback on every purchase? Rakuten (formerly Ebates) is a legit money-making app that pays you real cash rewards when you shop at your favorite stores. Whether it’s Amazon, Walmart, or Best Buy, Rakuten gives you a portion of your money back, no coupons, no hassle, just free money for buying what you already planned to get.

What is Rakuten?

Rakuten is a cashback rewards platform that partners with over 3,500 major retailers to give shoppers a percentage of their purchase back in real money. It’s one of the best legit money-making apps, with users earning millions in cashback every year.

How to Join Rakuten

1. Download Rakuten (available on iOS, Android, and as a browser extension).
2. Sign up for free, no credit card required.
3. Shop through Rakuten’s app or website at participating retailers.
4. Earn cashback automatically when you make a purchase.
5. Get paid via PayPal, check, or gift card!

Reward System & Payout Methods

• Cashback rates: Earn 1% to 40% cashback, depending on the store.
• Welcome bonus: New users can get a $10 to $30 sign-up bonus after their first purchase.
• Payment options: Cash out via PayPal, check, or gift cards every quarter.
• Participating stores: Over 3,500 retailers, including Amazon, Walmart, Target, and Nike.

Who is Rakuten For?

• Online shoppers who want to save and earn cashback.
• People aged 18+ who frequently shop at major retailers.
• Anyone looking for an effortless way to earn real money!

Pro Tips to Maximize Earnings

• Use Rakuten’s browser extension, never miss a cashback opportunity!
• Stack cashback with store discounts for double savings.
• Refer friends, earn $30 per referral when they sign up and shop.
• Check for bonus days, some stores offer higher cashback rates for a limited time.

If you shop online, Rakuten is an absolute must-have. It’s completely free, easy to use, and literally pays you for shopping. With huge retailer partnerships, high cashback rates, and a solid track record, Rakuten is hands down one of the best legit money-making apps out there. If you’re not using it, you’re leaving free money on the table!

4. Ibotta

Groceries are a must, but wouldn’t it be amazing if you could get real money back on your purchases? That’s exactly what Ibotta does! This legit money-making app pays you cashback on everyday items, just by scanning your receipts. Whether you’re shopping at Walmart, Target, Kroger, or even ordering online, Ibotta helps you earn real money instantly on things you already buy.

What is Ibotta?

Ibotta is a cashback app for groceries, household items, and more. Unlike traditional coupon apps, Ibotta pays you in real cash instead of just offering discounts. With over 2,000+ supported stores, you can earn money both in-store and online with minimal effort.

How to Join Ibotta

1. Download the Ibotta app (available on iOS & Android).
2. Sign up for free, no payment info required!
3. Find cashback offers before you shop.
4. Make a purchase at a participating retailer.
5. Scan your receipt (or link your store account for automatic cashback).
6. Cash out your earnings!

Reward System & Payout Methods

• Cashback per item: Earn $0.25 to $10+ per eligible item.
• Welcome bonus: New users can get a $5 to $20 sign-up bonus.
• Payment options: Cash out via PayPal, bank deposit, or gift cards.
• Supported stores: Over 2,000+ retailers, including Walmart, Target, CVS, and Amazon.
• Real-time earnings: Some retailers offer instant cashback when linked.

Who is Ibotta For?

• Grocery shoppers looking for easy cashback on everyday essentials.
• Online and in-store shoppers, Ibotta works with both!
• Anyone aged 18+ who wants real money for their regular purchases.

Pro Tips to Maximize Earnings

• Check for offers before shopping, ensure your items qualify for cashback!
• Scan receipts ASAP, some offers expire within 24 hours.
• Stack Ibotta with store discounts & coupons for double savings.
• Refer friends, earn $10 per referral when they sign up and redeem an offer.

If you buy groceries, household essentials, or even shop online, Ibotta is a no-brainer. It’s free, effortless, and pays you real money just for shopping like normal. Instead of clipping old-school coupons, why not earn actual cash for your receipts?

5. Sweatcoin

Imagine getting paid just for walking, no extra effort, no gym memberships, just real money for staying active. That’s exactly what Sweatcoin does! This real free money app tracks your steps and converts them into a digital currency you can redeem for PayPal cash, gift cards, gadgets, or even cryptocurrency.

What is Sweatcoin?

Sweatcoin is a fitness rewards app that turns your daily steps into a currency called “Sweatcoins.” The more you walk, the more Sweatcoins you earn, which can be exchanged for real rewards like cash, tech gadgets, fitness gear, and even PayPal money. It’s a legit money-making app that actually rewards you for being active.

How to Join Sweatcoin

1. Download Sweatcoin (available on iOS & Android).
2. Sign up for free, no investment required!
3. Enable step tracking to start earning automatically.
4. Walk and watch your Sweatcoins grow!
5. Redeem Sweatcoins for cash, products, or special offers.

Reward System & Payout Methods

• Step-based earnings: Earn 0.95 Sweatcoins per 1,000 steps.
• Cashout options: Convert Sweatcoins to PayPal cash, Amazon gift cards, or even crypto.
• Exclusive rewards: Get discounts on gadgets, fitness gear, and brand deals.
• Major cash payouts: Earn up to $1,000 PayPal cash (requires saving up Sweatcoins).
• Premium users earn faster: Upgrade to Sweatcoin Premium to double your earnings!

Who is Sweatcoin For?

• Fitness lovers & casual walkers, get rewarded for your daily steps.
• Anyone aged 13+ who wants to earn money effortlessly.
• People looking for a passive, no-effort way to make extra cash.

Pro Tips to Maximize Earnings

• Upgrade to Sweatcoin Premium, earn 2x more Sweatcoins per step.
• Take part in challenges, some brands offer bonus Sweatcoins for step goals.
• Save up for bigger rewards, higher cashout options require more Sweatcoins.
• Sync with health apps, track every step accurately for maximum earnings.

If you walk daily, why not get paid for it? Sweatcoin turns your ordinary steps into real rewards, making it one of the easiest money-making apps out there. While it won’t make you rich overnight, the passive earnings, PayPal cash options, and fitness motivation make it absolutely worth trying!

6. HealthyWage

Most weight loss programs cost you money, but what if you could get paid for shedding pounds? That’s the game-changing idea behind HealthyWage, a legit money-making app that pays you real cash for hitting your weight loss goals. You set a goal, place a bet on yourself, and if you succeed, you win BIG MONEY.

What is HealthyWage?

HealthyWage is a weight loss challenge app that lets you bet on your own success. You commit to losing a certain amount of weight within a set time frame, and if you reach your goal, you win real money, sometimes thousands of dollars! It’s the ultimate motivation tool for those who need an extra push to stay committed.

How to Join HealthyWage

1. Download the HealthyWage app or visit their website.
2. Use the prize calculator to see how much you can win based on your goal.
3. Set your weight loss target (choose how many pounds to lose & by when).
4. Place your bet (you wager a certain amount monthly).
5. Achieve your goal and collect your cash prize!

Reward System & Payout Methods

• Potential winnings:  Earn anywhere from $100 to $10,000+ based on your bet.
• Bigger bets = bigger prizes: The more you wager, the higher your possible payout.
• Payout options: Get paid via PayPal or check after verification.
• Challenge options: Join team challenges or corporate wellness competitions for extra cash.

Who is HealthyWage For?

• Anyone 18+ looking for extra motivation to lose weight.
• People who thrive on financial incentives to stay committed.
• Those comfortable with placing a bet on themselves, because the stakes are real!

Pro Tips to Maximize Earnings

• Set a realistic but challenging goal, don’t go too easy on yourself!
• Bet more to win more, higher stakes mean a bigger payout.
• Join team challenges, group competitions can boost earnings and motivation.
• Stay accountable, use support groups, weigh-ins, and reminders to stay on track.

If you’re serious about losing weight, why not get rewarded for it? HealthyWage offers real cash incentives to help you stay focused and motivated. While the risk is real, the potential payout makes it one of the best legit money-making apps for fitness enthusiasts. Would you bet on yourself to lose weight?

7. Mode Earn App (Formerly Current)

Imagine getting paid for something you already do every day, listening to music! That’s exactly what Mode Earn App offers. Whether you’re working, studying, or just vibing to your favorite playlists, this legit money-making app lets you earn cash while enjoying music. No gimmicks, just real rewards for something you love.

What is Mode Earn App?

Mode Earn App (formerly known as Current) is a passive income app that rewards users for listening to music, playing games, completing surveys, watching ads, and more. It’s one of the few real money-making apps that pays you just for streaming music on your phone.

How to Join Mode Earn App

1. Download Mode Earn App (available for iOS & Android).
2. Sign up for a free account, no upfront costs!
3. Start streaming music from thousands of radio stations.
4. Earn points for every minute you listen.
5. Redeem points for PayPal cash, gift cards, or crypto.

Reward System & Payout Methods

• Earn up to $600/year: The more you listen, the more you make!
• Multiple earning methods: Earn points from music, surveys, gaming, and tasks.
• Passive income model: Run it in the background while doing other things.
• Payout options: Cash out via PayPal, gift cards, or even Bitcoin.
• Fast cashouts: Get paid instantly when you reach the minimum threshold.

Who is Mode Earn App For?

• Music lovers who always have a playlist running.
• Anyone 13+ looking for an easy side hustle.
• Students, workers, and gamers who want to earn passive income.

Pro Tips to Maximize Earnings

• Listen longer, the more minutes you stream, the more you earn.
• Complete extra tasks, boost your earnings by doing surveys & watching ads.
• Use WiFi, stream without using mobile data to save money while earning.
• Cash out wisely, save points for higher-value rewards.

If you already listen to music daily, why not get paid for it? Mode Earn App is a legit, fun, and effortless way to earn extra cash. While it won’t replace your 9-to-5, it’s a solid passive income app for music lovers. Ready to turn up the volume and get paid?

8. Field Agent

Ever walked into a store and thought, “I wish someone would pay me for being here”? Well, Field Agent makes that a reality! This legit money-making app pays you for doing quick, simple tasks like checking prices, snapping product photos, or giving feedback on displays. It’s a perfect side hustle for anyone who loves shopping and wants to earn real cash fast.

What is Field Agent?

Field Agent is a mystery shopping app that connects companies with users willing to complete small tasks at local stores. Businesses need real-world data, and they’re willing to pay you to collect it. Whether it’s verifying a product’s placement, answering a few questions, or taking a quick photo, you’ll earn real money for easy work.

How to Join Field Agent

1. Download the Field Agent app (available for iOS & Android).
2. Create an account and set your location.
3. Browse available jobs near you, tasks are based on your area.
4. Accept a task, complete it, and submit your work through the app.
5. Get paid directly to your bank or PayPal!

Reward System & Payout Methods

• Earn $3 – $20 per task: The more complex the job, the higher the pay.
• Typical tasks include: Price checks, product reviews, in-store audits, and short surveys.
• Payout methods: Withdraw earnings instantly via PayPal or direct deposit.
• Location-based earnings: The more stores in your area, the more opportunities you get!

Who is Field Agent For?

• Shoppers & gig workers who want to earn on the go.
• Anyone 18+ with a smartphone and free time.
• People who live in cities, more stores = more job availability!

Pro Tips to Maximize Earnings

• Check the app daily, jobs get snapped up fast!
• Take clear photos, blurred images can get your task rejected.
• Complete tasks ASAP, many are first-come, first-served.
• Stack gigs, combine Field Agent with other gig apps to maximize daily earnings.

If you love shopping and want to make easy money, Field Agent is a must-try. It’s a legit side hustle with real cash rewards, and best of all, it’s flexible. Whether you’re on your lunch break, running errands, or traveling, you can turn your spare time into real income. Ready to get paid for mystery shopping?

9. Nielsen Computer & Mobile Panel

What If You Could Earn Money Just by Using Your Phone?

Sounds too good to be true, right? But Nielsen Computer & Mobile Panel actually pays you for doing nothing, just install the app, use your phone as usual, and get rewarded! No surveys, no tasks, no effort, just real passive income from one of the most trusted online money-making apps in the world.

What is Nielsen Computer & Mobile Panel?

Nielsen is a global leader in media and market research, and their Computer & Mobile Panel collects anonymous usage data to help companies understand how people use the internet. By simply keeping the app installed on your phone, tablet, or computer, you contribute to valuable research while getting paid for it.

How to Join Nielsen Computer & Mobile Panel

1. Sign up on Nielsen’s official website.
2. Install the Nielsen app on your phone, tablet, or PC.
3. Let it run in the background, no further action required!
4. Stay active and keep the app installed to earn points.
5. Redeem points for PayPal cash, gift cards, or sweepstakes entries.

Reward System & Payout Methods

• Earn up to $50/year per registered device.
• Automatic earnings, just keep the app running.
• Redeem rewards for PayPal cash, gift cards, or sweepstakes prizes.
• Stack earnings, register multiple devices to increase payouts.

Who is Nielsen Computer & Mobile Panel For?

• Anyone 18+ who wants to earn passive income effortlessly.
• People who browse the internet regularly on their phone, tablet, or PC.
• Those who don’t mind sharing anonymous data in exchange for cash.

Pro Tips to Maximize Earnings

• Register multiple devices, more devices = more money.
• Let the app run continuously, don’t uninstall it if you want to keep earning.
• Combine with other passive income apps for even bigger payouts.
• Check for sweepstakes, Nielsen often runs cash giveaways for active users.

If you’re looking for a 100% passive way to earn money, this app is a no-brainer. No work, no effort, just free cash for keeping an app installed. While it won’t make you rich, it’s easy money from one of the most trusted online research companies. Want to earn for doing nothing? Sign up and start getting paid today!

10. UserTesting

Ever visited a website or used an app and thought, “This could be better”? Well, now you can get paid to say exactly that! UserTesting is a platform where businesses pay real people to test their websites, apps, and digital products and they’re willing to pay up to $60 per test for your feedback! If you’ve got a computer, a smartphone, and a voice, you can start earning today.

What is UserTesting?

UserTesting is a usability testing platform that connects companies with everyday users to review websites and apps in real-time. Businesses need feedback to improve their digital experiences, and instead of hiring expensive consultants, they pay users like you to test their products and share your thoughts.

How to Join UserTesting

1. Sign up at UserTesting’s official website.
2. Take a short sample test (this ensures you can provide useful feedback).
3. Once approved, start getting test invites based on your profile.
4. Follow instructions, record your thoughts, and submit your test.
5. Get paid via PayPal!

Reward System & Payout Methods

• Earn $10 per standard 20-minute test (longer tests can pay up to $60).
• Tasks include navigating a website, testing an app, and speaking your thoughts out loud.
• Payments are sent via PayPal exactly 7 days after completing a test.
• Available worldwide, but tests are more frequent in English-speaking countries.

Who is UserTesting For?

• Anyone 18+ with a microphone and an internet connection.
• People who can give clear and honest feedback (no need for special skills!).
• Students, freelancers, or anyone looking for extra income.

Pro Tips to Maximize Earnings

• Act fast! Tests fill up quickly, so check your dashboard frequently.
• Speak clearly & follow instructions, better reviews = more test opportunities.
• Complete your profile so you get matched with relevant tests.
• Use a good microphone, crisp audio increases your chances of approval.

If you enjoy exploring new websites and apps, giving feedback, and getting paid for it, then UserTesting is a goldmine for easy money. While it won’t replace a full-time income, it’s a fantastic side hustle that pays well for the time invested. Want to turn your opinions into cash? Sign up now and start earning today!

11. Turo

Have a car that spends most of its time parked? Instead of letting it collect dust, why not let it collect cash? With Turo, you can rent out your vehicle to people in need and earn hundreds or even thousands of dollars per month. Whether you have a spare car or just don’t drive as often, Turo turns your car into a passive income stream, no ridesharing or driving required!

What is Turo?

Turo is like Airbnb, but for cars. It’s a peer-to-peer car-sharing platform that allows you to rent out your vehicle to people looking for a car, whether for a weekend trip, a business meeting, or just to run errands. Instead of dealing with rental car companies, travelers use Turo to book cars directly from owners like you.

How to Join Turo

1. Sign up and list your car on the Turo app or website.
2. Set your availability, pricing, and pickup/drop-off details.
3. Accept bookings, Turo will handle insurance and payment processing.
4. Hand over the keys (or use contactless options) when someone rents your car.
5. Get paid after each rental!

Reward System & Payout Methods

• Turo hosts earn an average of $500–$1,000 per month, but high-demand areas or luxury cars can earn much more.
• Set your own rates or let Turo’s dynamic pricing adjust for market demand.
• Turo provides insurance coverage up to $750,000 for your peace of mind.
• Payments are deposited via direct bank transfer within 3 days after a completed trip.

Who is Turo For?

• Car owners who don’t use their vehicle daily.
• People looking for an extra income stream without much effort.
• Anyone with a well-maintained, reliable car (must meet Turo’s eligibility criteria).

Pro Tips to Maximize Earnings

• Take high-quality photos, better images attract more renters.
• Keep your response rate high, quick replies boost your ranking on Turo.
• Offer extras like prepaid fuel or delivery to increase bookings.
• Adjust pricing during peak travel seasons to maximize profits.

If you have a car that sits unused for days, you’re missing out on free money. Turo makes it safe, easy, and profitable to rent your car to trusted users while being protected by industry-leading insurance. Whether you want to cover your car payments or earn a full-time income, Turo is a legit way to make real cash effortlessly. List your car today and start making money while you sleep!

12. DoorDash

Want to make real money on your own schedule? With DoorDash, you can earn cash fast by delivering food from restaurants to hungry customers in your area. Whether you’re looking for a side hustle or need a steady income stream, DoorDash lets you work whenever you want and get paid instantly, no long-term commitments, no boss, just cash in your pocket!

What is DoorDash?

DoorDash is a food delivery service that connects drivers (called Dashers) with customers who order meals from local restaurants. As a Dasher, your job is simple:

• Accept orders through the app.
• Pick up food from restaurants.
• Deliver it to the customer’s location.
• Get paid per delivery + keep 100% of your tips!

How to Join DoorDash

1. Sign up on the DoorDash website or app.
2. Pass a background check (standard for gig work).
3. Provide a vehicle, car, bike, or scooter (varies by city).
4. Download the Dasher app and start accepting orders!
5. Start dashing and cashing out daily!

Reward System & Payout Methods

• Earnings per delivery: Typically $2–$10 per order, depending on distance and demand.
• 100% of customer tips go to you, boosting your earnings significantly!
• Dash Anytime or Schedule in Advance, work on your own terms.
• Get paid weekly via direct deposit or instantly via Fast Pay for a small fee.
• DasherDirect (free debit card) lets you access earnings instantly with no fees!

Who is DoorDash For?

• Drivers with a car, bike, or scooter (varies by location).
• Anyone looking for fast, flexible income, students, freelancers, or side hustlers.
• People who enjoy working independently and want to earn based on effort.

Pro Tips to Maximize Earnings

• Dash during peak hours (lunch, dinner, weekends) to get more orders.
• Use Fast Pay or DasherDirect to cash out earnings instantly.
• Prioritize high-tip orders, bigger payouts mean more money in less time.
• Know your city’s hot spots, busy areas = higher demand.

If you’re looking for an easy way to make money fast, DoorDash is a legit, flexible gig that lets you earn real cash whenever you want. Whether you’re paying off bills, saving up, or just need extra spending money, DoorDash gives you the freedom to work when and how you want. Sign up today and start dashing your way to extra cash!

Final Thoughts

These money-making apps are legit, easy to use, and actually pay real cash. Whether you’re looking for apps that pay you real money instantly for signing up or legit sites to make money, these options can help you earn fast.

Which app are you trying first? Let us know in the comments!