Get Paid for Doing Almost Nothing: The Truth About MyPoints

Who doesn’t love the idea of extra income? Imagine if the online activities you already do, like shopping, taking surveys, or just browsing, could earn you rewards or even cash. Sounds interesting, right? Well, that’s exactly what MyPoints offers, a rewards platform that has been around for over two decades.

What is MyPoints?

MyPoints is a rewards platform that lets users earn points through various online activities, such as shopping, taking surveys, reading promotional emails, watching videos, and even just browsing the web. These points can then be redeemed for gift cards from various retailers or converted into cash via PayPal.

Founded in 1996, MyPoints is one of the oldest and most trusted online loyalty programs. The platform partners with numerous brands and retailers, so whenever you shop through MyPoints, they earn a commission from the brand and share a portion of it with users in the form of points.

But is it really worth it? Can it actually be a reliable side income, or is it just pocket change that requires a lot of effort? In this article, we’ll break down how MyPoints works, its earning potential, any hidden fees, and its payment system. So if you’re curious whether MyPoints is the right side hustle for you, keep reading!

How Can You Earn Points?

MyPoints operates on a simple yet effective principle: rewarding users for their online activities. Instead of paying you directly with cash, MyPoints awards points, which act as a virtual currency within its ecosystem. Think of it like a frequent flyer miles program, but for your everyday online habits. Here are the main ways you can accumulate these valuable points:

1. Shop Online and Earn Points

For frequent online shoppers, MyPoints offers an easy way to earn rewards from every purchase. And it’s not just small, unknown stores, MyPoints partners with over 1,900 well-known brands across various categories, including fashion, electronics, home goods, and travel.

How Do You Earn Points from Shopping?

There are two main ways to earn points when shopping online through MyPoints:

1. Via the MyPoints Website

1. • Log into your MyPoints account at www.mypoints.com.
   • Browse through the list of participating retailers.
   • Click on the retailer’s link within the MyPoints portal.
   • You’ll be redirected to the retailer’s website—just shop as usual.
   • MyPoints will track your purchase and credit your points once the transaction is confirmed.

2. Using the MyPoints Browser Extension

1. • MyPoints offers a browser extension called MyPoints Score!
   • Once installed, this extension automatically alerts you when you visit a participating retailer’s website.
   • With a single click, you can activate the point-earning feature without having to visit the MyPoints website first.
   • This is a great option for those who often forget to start their shopping journey through MyPoints.

How Many Points Can You Earn?

The number of points you earn depends on the retailer and any ongoing promotions. Typically, users can earn anywhere from 1 to 10 points per dollar spent.

For example, if a store offers 5 points per dollar, a $1,000 laptop purchase would earn 5,000 MyPoints.

Additionally, some retailers run special promotions that offer even higher point multipliers on specific products or during certain periods.

Beyond earning points, MyPoints frequently provides exclusive coupon codes and special deals for its members. These can include additional discounts, free shipping, or extra cashback, allowing you to save money while earning points at the same time.

Before checking out, always check the retailer’s page on MyPoints to see if there are any available coupons or promotions to maximize your benefits.

To estimate your earning potential, consider your average monthly online spending and compare it with the point-per-dollar rates offered by the retailers you shop at the most. The more you spend, the more points you can earn.

Are There Any Hidden Fees?

No, there are no hidden fees when earning points through MyPoints shopping. As long as you initiate your purchases through the MyPoints portal or browser extension, you will receive your points without any deductions.

When Will Points Be Credited to Your Account?

Points from shopping are typically credited to your MyPoints account once the retailer confirms your purchase. This process can take a few days to a few weeks, depending on the retailer’s policies.

Once your points have been credited, you can redeem them for gift cards or convert them into cash via PayPal. However, we’ll discuss the redemption process in more detail later.

2. Share Your Thoughts, Earn Rewards: The Survey Route

Got opinions? MyPoints wants to hear them! Taking surveys is one of the most popular ways to earn points on the platform. Companies are always looking for consumer feedback to improve their products and services, and that’s where MyPoints comes in connecting you with market research opportunities that reward you for your time and insights.

How Does It Work?

Unlike shopping, which requires spending money, surveys only require your time and opinions. MyPoints offers plenty of survey opportunities on a wide range of topics. Here’s how it works:

• Finding Available Surveys: New surveys are available daily, and you can access them via the MyPoints website or mobile app. Since topics vary, there’s always a chance to earn points.
• Survey Length and Type: Some surveys take just a few minutes, while others are longer and more in-depth. Quick surveys often involve simple polls, whereas longer surveys may dive into details about your lifestyle, shopping habits, or opinions on certain brands.
• Do You Qualify for Every Survey?: Not always. Some surveys look for specific demographics, meaning you might get screened out before completing them. But don’t worry, MyPoints often still gives you a few points as a thank-you for your time, even if you don’t qualify.

How Many Points Can You Earn?

The number of points you earn depends on the length and complexity of the survey. The longer and more detailed the survey, the higher the reward.

As a general estimate:

• A 10-minute survey may earn you 50-100 points.
• A 25-minute survey could get you 150-300 points or more.

Earnings Potential, Fees, and Payment

So, how much can you actually make from surveys? To be honest, surveys aren’t a get-rich-quick method, but with consistency, you can accumulate a decent number of points. Compared to other online tasks, survey earnings tend to be lower in terms of hourly pay, but they offer a relaxed and flexible way to earn rewards in your spare time. If you dedicate a few hours per week, you could earn enough points for a gift card or PayPal cashout each month.

Are There Any Fees? Nope! It’s completely free. Participating in surveys on MyPoints doesn’t cost a dime.

When Do Points Get Credited? Points from surveys are usually credited to your MyPoints account within minutes or a few hours after completion. Once you’ve accumulated enough points, you can redeem them for gift cards or cash via PayPal.

3. Game On, Points Up: Earn While You Play

If you love playing games, why not earn rewards while doing it? MyPoints makes gaming even more exciting by letting you collect points just by playing! Instead of spending hours on games without any return, now you can turn your gaming sessions into a fun way to earn.

How Does It Work?

Unlike other earning methods like surveys or shopping, here you just need to play the games available on MyPoints. There are a few ways to rack up points:

• A Variety of Games to Choose From: MyPoints offers different types of games, including mobile games, puzzles, trivia, and daily challenges. The game selection may change from time to time, but you’ll always find options to keep earning while having fun.
• Daily Challenges: If you don’t have time for longer gaming sessions, daily challenges can be a great alternative. These are quick tasks or mini-games that take just a few minutes to complete and offer small but consistent point rewards.
• Rewarded Mobile Games: MyPoints partners with mobile game developers, allowing you to earn points simply by downloading and playing specific games. However, it’s not just about playing, you need to reach certain milestones, like leveling up or completing in-game tasks, to receive rewards.

How Many Points Can You Earn?

Like other MyPoints methods, the number of points you earn depends on the type of game and challenge you participate in.

1. Daily challenges typically offer 5-20 points, a small amount, but when done consistently, they add up over time.
2. Mobile games have a higher earning potential, but they require more time. Points are often awarded incrementally as you progress through the game.

For example: A mobile game offer might reward you with points for reaching level 5, then more for reaching level 10, and so on. If you complete all the milestones, the total number of points can be quite substantial.

Earnings, Costs, and Payouts

Now, the big question, how much can you actually earn? Earning from playing games on MyPoints is more of a side perk than a main income source. Compared to methods like surveys or shopping cashback, the hourly earning rate for gaming tends to be lower. However, if you already enjoy gaming, this can be a fun and effortless way to rack up points. Your total earnings will depend on how much time you invest and which game offers you take advantage of.

Are There Any Hidden Costs? Playing games on MyPoints is completely free. However, be cautious with in-app purchases in mobile games. The goal is to earn points, not to spend money! Stick to games that reward you based on gameplay progress rather than purchases.

When Do Points Get Credited? Points from games are typically credited to your account once you complete the required milestone or daily challenge. Once you’ve accumulated enough, you can redeem them for gift cards or cash via PayPal.

4. Search and Earn: How MyPoints Rewards Your Web Browsing

Ever thought you could earn points just by searching the web? MyPoints makes that possible with a feature that rewards you for something you already do every day. While this isn’t the fastest way to rack up points, it’s an effortless way to get a little extra, so why not take advantage of it?

How It Works

Like other earning methods on MyPoints, the search feature is simple:

• Use the MyPoints Search Engine: MyPoints offers its own search engine, accessible through their website or browser extension. It’s powered by Yahoo! Search, so you can still find the information you need just like you would with any other search engine.
• Earn Points Randomly: As you conduct searches, you have a chance to earn points at random. There’s no fixed pattern, some days, you might win multiple times, while other days, you might not earn anything at all.
• Not a Fast Track to Big Rewards: It’s important to manage expectations. Searching the web won’t earn you massive points, but it’s a nice little bonus that accumulates over time. Think of it as an effortless way to add to your balance rather than a primary earning method.

Earning Potential and Rates

The points you earn from searches are usually small, ranging from just a few points to a couple of dozen per random win. Since it’s entirely luck-based, there’s no guaranteed amount you can expect to earn in a day.

• Potential Earnings: If you already search the web frequently, this feature can be a nice addition to your point-earning routine. However, if you’re looking to earn a substantial number of points, other methods like shopping or surveys will be more effective.
• Fees: There are no fees for using the MyPoints search engine or earning points from searches.
• Payment System: Whenever you win points from searching, they’re automatically added to your MyPoints account. Once you accumulate enough, you can redeem them for gift cards or cash via PayPal.

So, while this method won’t make you rich, it’s still a nice way to earn extra points for something you’re already doing. Not bad, right?

5. Share and Earn: How MyPoints Rewards Referrals

Who doesn’t love earning extra rewards just by inviting friends? If you’re enjoying your experience with MyPoints, why not bring others along? Not only can you share useful tips with them, but you can also earn extra points through MyPoints’ referral program. This isn’t just about collecting points on your own, it’s about building a network where everyone benefits.

How Does It Work?

It’s incredibly simple! MyPoints has a referral system that rewards you whenever someone you invite becomes an active member and starts earning points.

• Get Your Referral Link: As a MyPoints member, you’ll receive a unique referral link that you can share with friends, family, or even on social media. This link ensures that their activity is linked to your account.
• Invite Friends & Ensure They Stay Active: Once your friends sign up using your link, the next step is to ensure they engage with the platform. Usually, they need to earn a certain number of points before your referral is considered valid. Don’t worry, there are plenty of easy ways to earn points on MyPoints!
• Earn Your Referral Bonus: Once your friend meets the activity requirements, you’ll receive a bonus. The amount can vary, it could be a fixed number of points per referral or a percentage of their earnings for a certain period.

How Much Can You Earn?

You might be wondering, “Can referrals really be a good source of points?” The answer depends on how many people you successfully invite and how active they are on the platform.

For example, MyPoints might offer 250 points for each friend who earns at least 500 points within their first 30 days. If you refer multiple people who actively use MyPoints, your bonus points can add up quickly.

What About Fees and Payments?

You don’t have to pay anything to participate in the referral program. Every point you earn is a pure bonus from MyPoints. Referral bonus points are typically credited to your account once your friend meets the required activity level. From there, you can redeem them for gift cards or cash out via PayPal.

If you enjoy sharing tips with friends and have a good network, the referral program can be a stress-free way to boost your points balance. There’s no extra effort required, just invite friends, help them get started, and let the points roll in. So, who’s the first person you’re inviting?

Cash In Your Points: Turning MyPoints into Real Rewards

Earning points is great, but the real fun starts when you can actually use them! MyPoints gives you two main ways to cash in: gift cards and cash payouts. Whether you prefer treating yourself to a shopping spree or getting straight-up cash, there’s a redemption option that suits your style.

1. Gift Cards Galore: Shop, Dine, Travel & More

If you love shopping, dining out, or even traveling, MyPoints makes it easy to turn your points into gift cards. With a huge selection of retailers, restaurants, and travel brands, you can use your rewards for everyday purchases or a special treat.

Where Can You Redeem Your Points?

You’ll find a wide variety of gift cards, including:

• Retailers: Amazon, Walmart, Target, Best Buy, Sephora, and more.
•  Restaurants: Starbucks, Domino’s, Olive Garden, and other popular dining spots.
• Travel: Southwest Airlines, Delta, Hotels.com, and major hotel chains.
• Entertainment: Netflix, Hulu, PlayStation Store, Xbox Live, and beyond.

How Much Are Your Points Worth?

The value of your points depends on the gift card you choose, but generally, the conversion rate is 160-170 MyPoints per $1 USD. Some cards offer slightly better deals than others, so it’s always good to check before redeeming.

Example: A $25 Amazon gift card might cost around 4,000-4,250 MyPoints.

How Do You Receive Your Gift Card?

Once you redeem your points, MyPoints delivers the gift card digitally via email, usually within a few hours, though some may take a couple of business days. Some retailers also offer physical gift cards, but digital ones are faster and more convenient.

The best part? There are no extra fees when redeeming points for gift cards!

2. Prefer Cash? PayPal Has You Covered

If gift cards aren’t your thing and you’d rather have real money, MyPoints lets you redeem points for PayPal cash-outs. This option gives you direct access to your rewards, allowing you to spend your earnings however you like.

How Does the PayPal Cash-Out Work?

MyPoints allows you to transfer your points into PayPal funds, which are sent directly to your verified PayPal account.

How Much Cash Can You Get?

The conversion rate for PayPal cash-outs is typically 170-200 MyPoints per $1 USD, which is slightly higher than the rate for gift cards.

Example: To cash out $25 via PayPal, you might need around 4,250-5,000 MyPoints.

Are There Any Fees?

• No fees from MyPoints, what you redeem is what you get.
• PayPal might have transaction fees, depending on your account type and location. It’s a good idea to check PayPal’s policies to see if any deductions apply.

How Fast Will You Get Paid?

PayPal redemptions are usually processed within a few business days, so you won’t have to wait long to see your money in your account.

Other Cash Options?

While PayPal is the most popular choice, MyPoints occasionally offers other cash redemption options, such as direct bank transfers or prepaid debit cards. These options aren’t always available, but they’re worth checking out if you prefer alternatives to PayPal.

Bottom line? No matter how you choose to redeem your points, whether it’s for gift cards or cash, MyPoints gives you flexible, hassle-free ways to turn your rewards into something valuable.

Is MyPoints Worth Your Time? A Balanced Look

After exploring the various ways to earn and redeem points, the big question remains: Is MyPoints actually worth your time and effort?

The answer depends on your goals and expectations. If you’re looking for a fun, low-effort way to earn some extra rewards, MyPoints can be a decent option. However, if you’re seeking a high-paying side hustle, this might not be the most efficient use of your time.

Here’s a breakdown of the pros and cons to help you decide:

If you enjoy earning rewards from everyday activities like shopping and searching the web, MyPoints can be a fun, low-effort way to collect points over time. However, if you’re hoping for a steady and substantial income, this may not be the best option.

For the best results, use MyPoints alongside other reward programs and focus on the earning methods that fit naturally into your daily routine.

How Much Can You Earn on MyPoints?

MyPoints isn’t a way to get rich quickly, but it can serve as a source of extra income. Your earnings will depend on how actively you engage with the platform. If you use it occasionally, point accumulation might feel slow. However, if you consistently take advantage of all available features, your rewards can be more substantial.

Estimated Earnings Based on Activity Level

Who Is MyPoints Best Suited For?

Overall, MyPoints is best viewed as a way to earn extra rewards rather than a primary income source. If used strategically, small habits can turn into tangible benefits.

Maximizing Your MyPoints Earnings: Tips & Tricks

Want to squeeze the most out of MyPoints? With a few smart strategies, you can rack up points faster and redeem rewards more efficiently. Here’s how you can level up your MyPoints game:

1. Get the Browser Extension – Easy Wins: Why leave points on the table? The MyPoints Score! browser extension makes sure you never miss a cashback opportunity while shopping online. It also alerts you to special deals, so installing it is a no-brainer.
2. Check for Daily Bonuses & Limited-Time Offers: MyPoints often runs special promotions that offer bonus points on surveys, shopping, and even simple daily check-ins. A quick visit to the site or a peek at your email can reveal surprise earning boosts.
3. Be Picky with Surveys: Not all surveys are created equal. Some offer way more points for your time than others. Before diving in, check the estimated completion time versus the points offered, go for the ones that give you the best return.
4. Stack Savings: Use Coupons + MyPoints: Want to double your benefits? Combine MyPoints shopping rewards with store coupons or promo codes. You’ll save money while earning points, win-win!
5. Stay Consistent, Keep Earning: Think of MyPoints like a savings jar, small, regular contributions add up over time. Make it a habit to check for new surveys, deals, or bonus opportunities daily. The more engaged you are, the faster your points grow.
6. Smart Referrals = Bigger Bonuses: Sharing MyPoints with friends? Focus on people who are likely to be active users. The more they earn, the more referral bonuses you get. Pro tip: Explain how MyPoints works so they actually use it!
7. Set Realistic Expectations: MyPoints is great for extra spending money, but it’s not a full-time income source. Treat it like a fun way to earn rewards on the side rather than a job replacement.
8. Mix It Up – Explore Different Earning Methods: If surveys aren’t your thing, try cashback shopping, playing games, or searching the web through MyPoints. Experiment with different activities to find what works best for you.
9. Redeem Wisely – Get the Best Value: Not all rewards are equal. Some gift cards and PayPal redemptions offer better conversion rates than others. Before cashing out, compare options to make sure you’re getting the best deal for your points.

Worth It or Just Spare Change?

MyPoints is a solid way to earn a little extra on the side, especially if you already shop online, enjoy surveys, or have downtime for games. The key is consistency, small efforts add up over time. While it won’t make you rich, it can definitely cover some fun extras or small expenses. If that sounds good to you, then yes, MyPoints is worth the effort!

Reference: