5 Easy Steps to Make a Clear and Realistic Life Plan

A Guide to Setting and Achieving Your Goals

Do you have a clear and realistic life plan?

If not, you are not alone. Many people struggle with setting and achieving their goals, whether it is personal, professional, or financial. They may feel overwhelmed, confused, or stuck in a rut.

But don’t worry, there is a way out.

You can create a clear and realistic life plan that will guide you towards your desired future.

A life plan is a document that outlines your vision, values, goals, and action steps for different areas of your life. It helps you to prioritize, focus, and stay motivated.

Creating a life plan is not as hard as you may think.

In fact, you can do it in just five easy steps.

Here they are:

Step 1: Define your vision

The first step is to define your vision.

Your vision is your ideal picture of how you want your life to be in the future. It is your dream, your aspiration, your purpose.

To define your vision, you need to ask yourself some questions, such as:

  • What are you passionate about?
  • What are your strengths and talents?
  • What are your core values and beliefs?
  • What are your roles and responsibilities?
  • What are your interests and hobbies?
  • What are your hopes and fears?
  • What are your needs and wants?

Write down your answers to these questions and try to be as specific as possible.

For example, instead of saying “I want to be happy”, say “I want to be happy by spending more time with my family, traveling the world, and pursuing my creative hobbies”.

You can also use visual aids, such as pictures, drawings, or collages, to represent your vision. This will help you to make it more vivid and concrete.

Step 2: Set your goals

The second step is to set your goals.

Your goals are the specific and measurable outcomes that you want to achieve in order to realize your vision. They are the milestones that mark your progress and success.

To set your goals, you need to follow the SMART criteria, which stands for:

  • Specific: Your goals should be clear and well-defined, not vague or ambiguous.
  • Measurable: Your goals should be quantifiable and verifiable, not subjective or abstract.
  • Achievable: Your goals should be realistic and attainable, not impossible or unrealistic.
  • Relevant: Your goals should be aligned with your vision and values, not irrelevant or contradictory.
  • Time-bound: Your goals should have a deadline and a timeframe, not indefinite or open-ended.
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For example, instead of saying “I want to lose weight”, say “I want to lose 10 kg in 6 months by following a healthy diet and exercise routine”.

You can also use the SMARTER criteria, which adds two more elements:

  • Evaluated: Your goals should be regularly reviewed and assessed, not ignored or forgotten.
  • Revised: Your goals should be adjusted and updated, not rigid or fixed.

For example, you can say “I will evaluate my weight loss goal every month and revise it if necessary”.

You should set goals for different areas of your life, such as:

  • Health and wellness
  • Career and education
  • Finances and wealth
  • Relationships and social
  • Personal and spiritual
  • Hobbies and leisure

You can use a template or a tool, such as a goal-setting worksheet or a goal-setting app, to help you organize and track your goals.

Step 3: Plan your actions

The third step is to plan your actions.

Your actions are the specific and concrete steps that you need to take in order to achieve your goals. They are the tasks that you need to do and the resources that you need to use.

To plan your actions, you need to break down your goals into smaller and manageable sub-goals, and then assign them to a timeline and a priority.

You also need to identify the potential obstacles and challenges that you may face, and the strategies and solutions that you can use to overcome them.

For example, if your goal is to lose 10 kg in 6 months, you can break it down into monthly sub-goals, such as:

  • Month 1: Lose 2 kg by eating 1500 calories per day and exercising 30 minutes per day
  • Month 2: Lose 2 kg by eating 1400 calories per day and exercising 45 minutes per day
  • Month 3: Lose 2 kg by eating 1300 calories per day and exercising 60 minutes per day
  • Month 4: Lose 1.5 kg by eating 1200 calories per day and exercising 75 minutes per day
  • Month 5: Lose 1.5 kg by eating 1100 calories per day and exercising 90 minutes per day
  • Month 6: Lose 1 kg by eating 1000 calories per day and exercising 105 minutes per day

You can also identify the possible obstacles and challenges, such as:

  • Lack of motivation
  • Lack of time
  • Lack of money
  • Lack of support
  • Temptations and cravings
  • Injuries and illnesses
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And the strategies and solutions, such as:

  • Setting reminders and rewards
  • Scheduling and prioritizing
  • Budgeting and saving
  • Seeking and accepting help
  • Avoiding and resisting
  • Resting and recovering

You can use a template or a tool, such as a action plan worksheet or a action plan app, to help you create and manage your action plan.

Step 4: Execute your actions

The fourth step is to execute your actions.

This is the most important and challenging step, as it requires you to actually do what you have planned. It is the step where you put your words into action and your plans into reality.

To execute your actions, you need to follow the 4 Ds rule, which stands for:

  • Do: Do the tasks that are urgent and important, and that will bring you closer to your goals.
  • Delegate: Delegate the tasks that are urgent but not important, and that can be done by someone else.
  • Delay: Delay the tasks that are not urgent but important, and that can be done later.
  • Delete: Delete the tasks that are not urgent and not important, and that are irrelevant or unnecessary.

For example, if you have a list of tasks to do for the day, such as:

  • Exercise for 30 minutes
  • Eat a healthy breakfast
  • Check your email
  • Call your friend
  • Watch a movie
  • Read a book

You can apply the 4 Ds rule, such as:

  • Do: Exercise for 30 minutes and eat a healthy breakfast, as they are urgent and important for your health goal.
  • Delegate: Check your email, as it is urgent but not important for your personal goal, and you can ask someone else to do it for you.
  • Delay: Call your friend and read a book, as they are not urgent but important for your social and personal goals, and you can do them later.
  • Delete: Watch a movie, as it is not urgent and not important for any of your goals, and it is irrelevant and unnecessary.

You can use a template or a tool, such as a to-do list or a to-do list app, to help you execute and monitor your actions.

Step 5: Review your results

The fifth and final step is to review your results.

This is the step where you evaluate your performance and measure your progress. It is the step where you celebrate your achievements and learn from your mistakes.

To review your results, you need to compare your actual outcomes with your expected outcomes, and analyze the gaps and discrepancies.

You also need to identify the factors and variables that influenced your results, both positively and negatively.

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For example, if your goal was to lose 10 kg in 6 months, you can review your results, such as:

  • Actual outcome: You lost 8 kg in 6 months
  • Expected outcome: You wanted to lose 10 kg in 6 months
  • Gap: You missed your goal by 2 kg
  • Analysis: You did well in the first 4 months, but you slacked off in the last 2 months
  • Factors: You were motivated and disciplined in the beginning, but you lost interest and focus towards the end. You also faced some challenges, such as stress, holidays, and social events, that affected your diet and exercise.

You can use a template or a tool, such as a feedback form or a feedback app, to help you review and document your results.

Based on your review, you can then decide whether to continue, modify, or terminate your goal. You can also set new goals or revise your existing goals, based on your current situation and future aspirations.


Creating a clear and realistic life plan is not a one-time event, but a continuous process.

It is a journey of self-discovery, self-improvement, and self-fulfillment. It is a way of living with purpose, passion, and potential.

By following these five easy steps, you can create a clear and realistic life plan that will help you to achieve your goals and live your dreams.

Remember, your life plan is your own, and you have the power and the responsibility to make it happen.

So, what are you waiting for?

Start creating your life plan today, and enjoy the journey!


  • Covey, S. R. (1989). The 7 habits of highly effective people: Powerful lessons in personal change. New York: Simon and Schuster.
  • How To Make a Life Plan in 6 Steps (And Why It’s Important) –
  • How to excel at life planning (a life planning template) –
  • How to Create a Life Plan (With Action Plan and Tips) –

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